JD Financial Fitness (JDFF) manages investment portfolios for various clients, including individuals, retirement plans, trusts, and businesses. JDFF works with clients to determine their investment objectives and risk profile, creating a written investment policy statement. JDFF primarily recommends mutual funds and ETFs offered by Dimensional Fund Advisors (DFA). JDFF may also consult with clients on financial areas including income and estate tax planning, business sale structures, college financial planning, retirement planning, and insurance analysis.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.50% |
| $250K - $500K | 1.25% |
| $500K - $1000K | 1.15% |
| $1.0M - $1.3M | 1.00% |
| $1.3M - $1.5M | 0.95% |
| $1.5M - $1.8M | 0.85% |
| $1.8M - $2.0M | 0.75% |
| $2M+ | 0.65% |
Fees may be negotiable in certain circumstances. All accounts for members of the client’s family (husband, wife and children) or related businesses may be assessed fees based on the total balance of all accounts.