Prosper Financial offers financial planning services tailored to individual client needs. This includes education on financial goal planning and investing, investment advice, and recommendations for asset allocation and portfolio customization. Prosper also provides non-investment advice such as retirement planning, college savings, tax optimization, cash flow and budgeting analyses, credit management, debt strategies, wealth transfer and estate planning, and asset protection strategies. Prosper does not trade securities in client accounts and does not have client assets under management.
Fee Structure
For clients who want ongoing support after their initial financial plan is complete, Prosper Financial offers continued guidance for a monthly fee of $50 to $1,000. The specific services and frequency will be defined in a separate agreement.
Prosper Financial charges up to $15,000 for a comprehensive financial plan, depending on the services required. The fee and payment schedule (advance, monthly, or half in advance and half upon completion) are negotiated with the client. These projects are completed within six months.