Well Spent LLC, operating as Well Spent Wealth Planning, is an independent registered investment advisor founded in 2019 and located in Loveland, Ohio. The firm is solely owned and operated by Danielle Seurkamp. Well Spent offers two main types of client engagements: a comprehensive Wealth Planning Engagement and a Stand-Alone Investment Management Engagement. The comprehensive wealth planning service addresses personal finances, tax and cash flow, death and disability planning, retirement, and investments, while also including ongoing investment management. The standalone service focuses purely on ongoing portfolio management and oversight. Well Spent primarily uses low-cost, diversified mutual funds and exchange-traded funds, often favoring Dimensional Fund Advisors products, and builds portfolios tailored to each client's specific goals, time horizon, and risk tolerance. The firm operates under a legal obligation to act in your best interest and does not sell products for commissions or receive third-party kickbacks.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 0.75% |
| $500K - $4.0M | 0.50% |
| $4M+ | 0.50% |
Rates reflect the Wealth Planning engagement fee schedule, which is based on net worth and includes ongoing investment management. Stand-alone investment management is charged at a flat annual rate of 0.75% of assets under management. Fees are negotiable for net worth over $4,000,000.