Century Investments provides personalized investment management and financial planning services. Century Investments helps clients define their financial goals, time horizons, and risk tolerances to build customized portfolios. Because Century Investments operates on a non-discretionary basis, every trade requires your prior approval before execution. In addition to managing investments, Century Investments offers comprehensive financial planning covering retirement, business succession, education savings, estate planning, insurance, budgeting, and debt management. Century Investments also allows clients to incorporate options trading into their investment strategy for an additional fee of up to 2.00%. The firm's principal, Ronald Phillips, is also a licensed insurance agent and may recommend insurance products, creating a potential conflict of interest due to commission earnings. Century Investments requires no minimum investment to open an account.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.0M | 1.00% |
| $2.0M - $5.0M | 0.70% |
| $5M+ | 0.50% |
Clients utilizing options as part of their investment strategy may be charged up to 2.00% annually. Fees are negotiable based on factors such as historical relationships, asset types, and account size.