Kelly Klingaman Financial Planning is a registered investment advisor founded in August 2021 and based in Austin, Texas. The firm specializes in providing ongoing financial planning integrated with investment management services for individuals and families. Kelly Klingaman Financial Planning uses a passive, index-oriented investment approach relying on academic research and low-cost mutual funds and exchange-traded funds to build diversified model portfolios. In addition to managing investment portfolios, the firm offers comprehensive financial planning covering areas such as retirement planning, tax strategies, cash flow and debt management, estate planning coordination, employee benefits optimization, insurance review, college savings, and business planning. The firm operates as a fee-only practice, meaning it is compensated solely by direct client fees and does not accept commissions or third-party referral payments.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | Included |
| $1.0M - $5.0M | 0.25% |
| $5M+ | 0.50% |
Investment management is generally included with the annual advisory service fee for portfolios up to $1 million, with percentage rates applying to specific tiers above $1 million.
