Reflection Asset Management (RAM) provides investment advisory services to individual investors and registered investment companies. RAM focuses on investing for financial return and positive social impact. RAM offers separately managed accounts and model portfolios through Interactive Brokers. RAM's strategies include thematic US Equity portfolios and portfolios dedicated to gender equality, sustainability, fossil fuel divestment, social justice, and religious-based portfolios.
Fee Structure
Reflection Asset Management (RAM) charges a fee based on the value of your account for separately managed accounts, ranging from 0.45% to 1.35% annually, deducted quarterly. For model portfolios like WMNomics offered through Interactive Brokers, RAM charges 0.40% to 0.45% annually, paid quarterly. If your separately managed account invests in the Democratic Large Cap Core ETF or Sphere 500 Climate Fund, RAM waives the management fee for those assets.