Stebnicki Financial Planning provides personalized financial planning and investment management services for individuals, high net worth clients, and small businesses. Founded in 2020 and based in San Francisco, California, the firm specializes in holistic financial guidance including cash flow analysis, retirement planning, tax strategies, stock option planning, debt management, risk management, education planning, insurance planning, and estate planning. Investment management services are tailored to individual goals and executed on a discretionary basis using Charles Schwab as the primary custodian. Clients can choose standalone hourly financial planning or ongoing asset-based investment management. The firm operates independently and does not sell insurance, real estate, or investment products for commissions, ensuring advice remains focused on client goals.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 0.95% |
| $500K - $1.0M | 0.85% |
| $1.0M - $2.0M | 0.75% |
| $2M+ | 0.65% |
Fees are billed in arrears and are inclusive of any annualized asset-based fees charged by Schwab.
