Echo45 Advisors LLC is a registered investment advisor based in Walnut Creek, California. The firm provides a wide range of financial services to individuals, high net worth families, trusts, estates, and retirement plans. Their primary offerings include Comprehensive Wealth Management, standalone Investment Management, and an automated investment service called Auto Pilot through Betterment Securities. Comprehensive Wealth Management includes ongoing portfolio management combined with financial planning at no extra charge. Echo45 Advisors also provides standalone financial planning covering retirement, estate, tax, and education planning, as well as retirement plan consulting for employers. The firm uses various analysis methods including fundamental, technical, cyclical, and quantitative analysis, and employs strategies such as asset allocation, custom indexing, alternative investments, and digital asset investing. Echo45 Advisors operates as a fiduciary, putting client interests first.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.50% |
| $1.0M - $5.0M | 1.00% |
| $5.0M - $10.0M | 0.75% |
| $10M+ | 0.65% |
Schedule reflects Comprehensive Wealth Management rates. Standalone Investment Management rates are lower (1.00% down to 0.35%). Auto Pilot service charges up to 0.50%.