Edwards Financial & Insurance Services, LLC offers discretionary investment management and comprehensive financial planning to individual investors. The firm builds customized model portfolios primarily using low-cost exchange-traded funds and mutual funds. Alongside portfolio management, Edwards Financial & Insurance Services provides retirement planning, estate planning, education savings strategies, charitable giving guidance, and insurance analysis as part of its standard service. Portfolios are continuously monitored by registered investment advisors, and clients complete a detailed suitability questionnaire to align investments with their personal goals and risk tolerance. Edwards Financial & Insurance Services operates as a registered investment advisor in Texas and is legally required to act in its clients' best interests.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $50K | 1.45% |
| $50K - $100K | 1.25% |
| $100K - $250K | 1.00% |
| $250K+ | 0.90% |
Fees are calculated on the average daily balance and paid quarterly in arrears. Fees are negotiable.