Aja Financial builds and manages tailored investment portfolios based on each client's specific goals, risk tolerance, and tax considerations. Using a passive investment approach centered on Modern Portfolio Theory, Aja Financial focuses on long-term asset allocation and diversification primarily through mutual funds and exchange-traded funds. In addition to ongoing portfolio management, Aja Financial offers project-based financial planning covering topics such as retirement, college savings, cash flow, debt management, and estate planning. Clients who have portfolios managed by Aja Financial can also receive ongoing comprehensive financial planning as part of their investment management service without paying an extra fee. The firm does not have a minimum investment requirement and operates as a registered investment advisor based in Opelika, Alabama.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.00% |
| $500K - $1.0M | 0.80% |
| $1M+ | 0.70% |
Fees are negotiable. For clients contracting prior to January 1, 2024, fees are tiered; for clients contracting on or after January 1, 2024, fees are calculated using a blended rate. Total fees will not exceed 2% annually.