Prepared Retirement Institute offers investment advice tailored to clients' needs. Services include discretionary portfolio management, where they create and monitor investment portfolios, and financial planning, which can range from broad-based to single-subject planning. They may invest client assets according to model portfolios developed by an unaffiliated investment manager. They also use the platform of American Funds Service Company to manage some Simple IRA plans, their firm's 401k plan and individual accounts. They also manage held away assets such as 401(k) accounts using the Pontera platform.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.50% |
| $1M+ | 1.00% |
Fees are negotiable depending on individual client circumstances. Account values of family members living in the same household may be combined to determine the applicable advisory fee.