Toberman Becker Wealth (TBW) manages investment portfolios and offers financial planning services. TBW works with clients to establish financial goals and values, reviewing their financial background to create a personalized plan. The firm's financial planning covers areas like business planning, cash flow and debt management, college savings, employee benefits, estate planning, insurance, investment analysis, retirement planning, risk management, and tax planning. TBW primarily uses passive investment management, but may select active managers if it benefits the client.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 0.75% |
TBW may negotiate to charge a lesser fee based upon certain criteria, such as the complexity of the client’s portfolio, the level of expertise required to service the account, the staff time involved in servicing the account, pre-existing client relationships, anticipated future additional assets, dollar amount of assets to be managed, account retention and pro bono activities among other factors. Related client accounts may be aggregated for purposes of calculating fees. TBW may waive its advisory fee at any time when it deems it appropriate and/or necessary.
