Financial Journey is a registered investment advisor founded in September 2020 and based in Pensacola, Florida, led by principal owner Rebecca Shea Newton. Financial Journey offers individually tailored investment portfolio management using passive investment strategies and Modern Portfolio Theory, focusing on long-term growth and tax efficiency. In addition to investment management, Financial Journey provides comprehensive ongoing financial planning, project-based financial planning, focused consultations, and hourly financial planning covering areas such as retirement, cash flow, tax strategies, estate planning, and risk management. The firm operates as a fee-only practice, meaning compensation comes solely from clients rather than commissions or product sales, and requires no minimum account size to open an account.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 0.95% |
| $1.0M - $2.5M | 0.85% |
| $2.5M - $5.0M | 0.75% |
| $5M+ | 0.65% |
Fees are negotiable and calculated based on portfolio value as of the last day of the previous quarter.