Instrumental Wealth provides comprehensive financial planning, consulting, and portfolio management services, primarily serving individuals, families, and business owners. Instrumental Wealth helps clients navigate intricate financial decisions by incorporating legal, tax, insurance, risk management, employee benefits, and debt management into a cohesive strategy. Instrumental Wealth primarily allocates client portfolios across mutual funds, exchange-traded funds, individual securities, fee-based annuities, and alternative investments. Instrumental Wealth tailors its approach to each client's specific risk tolerance, time horizon, and liquidity needs.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.50% |
| $100K - $250K | 1.35% |
| $250K - $500K | 1.25% |
| $500K - $2.0M | 1.00% |
| $2.0M - $5.0M | 0.75% |
| $5M+ | 0.50% |
Fees are negotiable at Instrumental Wealth's discretion. 529 college savings accounts are assessed at a separate flat rate of 1.0%. Accounts under $50,000 pay a $40 annual technology fee.