Pilot Retirement Advisors is a registered investment advisor based in Carlsbad, California, managing over $42 million in client portfolios. Rather than managing investments directly or offering traditional financial planning, Pilot Retirement Advisors focuses on helping clients select external institutional investment managers and sub-advisors to handle their portfolios. The firm evaluates clients' financial situations, goals, and risk tolerance, and then recommends appropriate third-party portfolio managers. Pilot Retirement Advisors provides ongoing monitoring and compliance reviews of these external managers. The firm primarily serves high-net-worth individuals and operates under a legally required obligation to act in its clients' best interests.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.70% |
External managers charge a total annualized fee ranging from 0.83% to 1.70% for sub-advisor accounts and 1.00% to 1.60% for third-party managers. Pilot Retirement Advisors receives 0.75% to 1.00% of this fee. The combined total fee will not exceed 2.00%.