Wise Wealth Partners manages investment portfolios and provides financial planning and consulting services for individuals, high net worth individuals, trusts, estates, and charitable organizations. The firm operates as a wrap fee program, meaning clients pay a single fee that covers both investment management and associated custodial transaction costs. Wise Wealth Partners's investment approach incorporates individual stocks, bonds, exchange-traded funds, options, mutual funds, and other public and private securities. Portfolios are continuously monitored and rebalanced based on individual client objectives and risk tolerance. Financial planning and consulting services cover areas such as investment planning, life insurance, tax concerns, tax planning, estate planning, retirement planning, education planning, and debt and credit planning. The firm generally requires a minimum account balance of $500,000 for its wrap comprehensive portfolio management service, though this minimum is negotiable.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.25% |
| $500K - $1.0M | 1.10% |
| $1.0M - $2.0M | 0.90% |
| $2.0M - $4.0M | 0.70% |
| $4.0M - $6.0M | 0.55% |
| $6.0M - $10.0M | 0.50% |
| $10M+ | 0.30% |
Fees are billed quarterly in arrears and are negotiable. For certain accounts held through TIAA, fees will not exceed 2.00%.