Better Tomorrow Financial is a registered investment advisor based in Seattle, Washington, operated solely by Ward Williams. The firm offers comprehensive financial planning and investment management services designed to help individuals and families build long-term wealth. Better Tomorrow Financial focuses on low-fee index funds, passive investing, and minimizing taxes and investment costs. Services cover a wide range of topics, including retirement planning, debt management, employer benefit optimization, insurance reviews, and education savings. The firm operates primarily online and follows a transparent approach with no commissions or hidden kickbacks from financial product sales.
Fee Structure
Investment management is generally included in the first year under the comprehensive financial planning package. After the first year, ongoing portfolio management is available through an annual retainer program charged as a monthly fee.