Rockford Financial Planning is an independent registered investment advisor founded in 2020 and based in Wilmington, Delaware. The firm provides personalized investment management and comprehensive financial planning services to individuals, high-net-worth clients, and businesses. Rockford Financial Planning primarily utilizes passive investment strategies, building diversified portfolios using low-cost index mutual funds and exchange-traded funds based on each client's specific goals, time horizon, and risk tolerance. In addition to portfolio management, the firm offers broad financial planning covering retirement, tax strategies, estate planning, cash flow management, insurance, college savings, and employee benefits. Clients with $100,000 or more invested through the firm receive ongoing financial planning at no additional charge. For clients with smaller portfolios or those seeking specific advice, the firm offers ongoing planning for a fixed fee based on annual income or limited-scope planning on an hourly basis.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.10% |
| $1.0M - $2.0M | 0.95% |
| $2.0M - $3.0M | 0.85% |
| $3.0M - $4.0M | 0.75% |
| $4.0M - $5.0M | 0.65% |
| $5M+ | 0.50% |
Fees are negotiable and paid quarterly in arrears. Services are provided exclusively through a wrap fee program.
