Black Financial Planning offers comprehensive financial planning and connects clients with third-party investment managers to handle their portfolios. Black Financial Planning develops financial plans covering retirement, cash flow, taxes, estate preservation, and risk management. For portfolio management, Black Financial Planning partners with third-party firms like Gradient Investments, acting as a liaison while receiving a portion of the advisory fees charged by the third party. Black Financial Planning also provides insurance products through separate business activities.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 2.15% |
Rates vary by strategy from 1.00% to 2.15% total annual fee. Client-directed accounts have a flat $300 annual fee. Fees are negotiable and assessed quarterly in arrears.