The Retirement Smith partners with third-party portfolio managers to offer investment management services alongside comprehensive financial planning and consulting. The Retirement Smith helps clients navigate retirement strategies, cash flow analysis, tax reduction planning, risk management, and estate preservation. The firm tailors investment models to match individual risk tolerances and objectives by utilizing external portfolio managers like Gradient Investments and Synergy Financial Management. In addition to portfolio oversight, The Retirement Smith provides one-time or hourly financial planning services and educational seminars.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.60% |
Fees vary by portfolio strategy, ranging from 1.00% to 1.75% annually. Fees are assessed quarterly in arrears. A $15 quarterly service fee applies per account or strategy. Fees are negotiable.