Unlimited Capital Advisors provides personalized investment management and financial planning services to individuals, high-net-worth clients, and business entities. Led by Sharif Muhammad, the firm offers discretionary and non-discretionary portfolio management across stocks, exchange-traded funds, mutual funds, bonds, and other securities. In addition to managing investments, Unlimited Capital Advisors offers comprehensive financial planning, personal CFO services like bill pay and cash flow management, financial consulting, business research and analysis, and comprehensive wealth management. The firm emphasizes a dynamic, multi-dimensional analysis to align portfolios with client risk tolerances while seeking low investment expenses. Affiliated entities provide separate tax, accounting, and insurance services, though clients are under no obligation to use them.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $333K | Included |
| $333K - $500K | 1.50% |
| $500K - $750K | 1.50% |
| $750K - $1.0M | 1.25% |
| $1.0M - $2.5M | 1.00% |
| $2.5M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.50% |
| $10M+ | 0.35% |
Fees are negotiable based on account size, future deposits, and services provided. Portfolios under $333,000 are recommended for hourly services. Comprehensive wealth management is also available for flat annual fees between $18,000 and $60,000 depending on asset tiers.