CIO Wealth Management is a registered investment advisor based in Sudbury, Massachusetts, that provides personalized investment management and financial planning services to individuals, high-net-worth families, and business owners. The firm creates customized portfolios using a mix of mutual funds, exchange-traded funds, individual stocks and bonds, and other securities tailored to each client's specific goals, risk tolerance, and time horizon. Guided by Modern Portfolio Theory, CIO Wealth Management focuses on diversification and tax efficiency in taxable accounts. In addition to managing portfolios, the firm offers holistic financial planning that covers college education planning, retirement projections, tax-minimization strategies, and estate planning, utilizing an online client dashboard for account aggregation. CIO Wealth Management also provides qualified retirement plan consulting services to small businesses.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.25% |
| $1.0M - $3.0M | 1.00% |
| $3.0M - $5.0M | 0.75% |
| $5M+ | 0.50% |
Fees are paid quarterly. CIO Wealth Management reserves the right to customize client fee arrangements on a case-by-case basis.