Cadenza Financial Planning is a fully virtual advisory firm that manages investment portfolios and provides comprehensive financial planning for individuals and families. The firm operates on a fee-only basis, using passive investment strategies with index funds and exchange-traded funds to build diversified portfolios. In addition to ongoing portfolio management, Cadenza Financial Planning offers continuous financial planning, project-based planning, hourly consulting, and individual tax preparation through a related entity. The firm does not have any account minimums, believing that advisory relationships should be based on personal fit rather than wealth thresholds.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.00% |
| $250K - $500K | 0.85% |
| $500K+ | 0.75% |
Firm also offers a bundled investment management and planning schedule at higher rates (1.50% down to 1.25%).