Kirwin Financial offers project-based financial planning, continuous financial planning, and investment management. Project-based planning covers specific needs like comprehensive financial plans, spending/savings plans, and college funding roadmaps. Continuous financial planning is for clients who have completed a comprehensive plan and want ongoing support. Investment management is offered alongside continuous financial planning, where KF manages client funds based on their individual needs and goals.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.20% |
| $250K - $700K | 1.00% |
| $700K - $2.5M | 0.50% |
| $2.5M+ | 0.25% |
Minimum annual fee of $3,500. The annual fee will not exceed 2% of assets under management. If the calculated fee does exceed 2% AUM, then Kirwin Financial will track tasks and hours and earn the fees based on hours worked, based on an hourly rate of $275. If the fee earned is lower than the fee paid, Kirwin Financial will refund the difference. Kirwin Financial will calculate % of AUM every 6 months to ensure fees don't exceed 2%.
