BlueWater Wealth Management offers customized investment management and project-based financial planning services tailored to individual client needs. Founded in 2021 and based in San Diego, California, the firm builds portfolios using fundamental analysis and passive investment strategies like index mutual funds and exchange-traded funds, focusing on long-term growth, diversification, and asset allocation. In addition to managing portfolios, BlueWater Wealth Management helps clients with retirement planning, tax strategies, estate planning, cash flow and debt management, college savings, and employee benefits. The firm also provides retirement plan consulting for employers. BlueWater Wealth Management operates as a registered investment advisor and is legally required to act in your best interest.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 0.85% |
| $500K - $1.0M | 0.75% |
| $1.0M - $2.0M | 0.60% |
| $2.0M - $4.0M | 0.40% |
| $4M+ | 0.30% |
Fees are negotiable and paid quarterly in arrears.
