SMP Financial Planning provides wealth management and standalone financial planning services to individuals, high-net-worth individuals, trusts, and estates. The firm's wealth management services combine discretionary investment management with ongoing financial planning, focusing on customized portfolio construction using exchange-traded funds, mutual funds, individual stocks, and bonds. SMP Financial Planning also handles complex situations such as restricted or legacy securities, providing ongoing risk oversight, tax-budgeting, liquidation modeling, and estate and philanthropic integration. Standalone financial planning covers retirement planning, investment analysis, and budget analysis. The firm operates as a fiduciary, legally required to act in its clients' best interests.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.0M | 0.85% |
| $2.0M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.50% |
| $10M+ | 0.40% |
Fees may be negotiable at the sole discretion of the firm. Certain clients may be offered a fixed rate fee schedule based on aggregate assets.