SMART Wealth, LLC offers continuous investment management, retirement income strategies, and comprehensive financial planning services to individuals, families, and business owners. SMART Wealth primarily utilizes a discretionary asset management model where professionals at the firm, along with potential third-party managers, oversee portfolios tailored to client risk tolerance and goals. The firm offers custom investment strategies and maintains its own proprietary exchange-traded funds, offsetting sub-advisory fees against client advisory fees to avoid double-charging. SMART Wealth also provides financial planning services covering cash flow, investment structuring, tax planning, retirement planning, insurance, estate planning, and debt analysis. Through affiliated entities, the firm can connect clients with separate tax preparation and insurance services.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.50% |
| $250K - $500K | 1.30% |
| $500K - $750K | 1.00% |
| $750K - $1.0M | 0.90% |
| $1.0M - $2.0M | 0.85% |
| $2.0M - $3.0M | 0.80% |
| $3.0M - $5.0M | 0.75% |
| $5M+ | 0.70% |
Households with less than $133,334 in assets under management are subject to a minimum annual fee of $2,000. Fee breakpoints and rates are a suggestion and may be modified lower.