Cogent Private Wealth manages investment portfolios and provides financial planning and consulting services to individuals, trusts, estates, and business entities. The firm uses a long-term asset allocation strategy focused on capital preservation and risk management, utilizing mutual funds, exchange-traded funds, individual equities through third-party managers, fixed income, and other securities. Cogent Private Wealth also offers pension consulting services to qualified retirement plans and specialized cash management strategies. As a wholly-owned subsidiary of Cogent Bancorp, Inc., the firm emphasizes a goals-based approach to align portfolios with each client's specific financial situation and risk tolerance.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $5.0M | 0.50% |
| $5.0M - $20.0M | 0.00% |
| $20M+ | 0.10% |
Fees are payable quarterly in arrears. Fees may be negotiated at Cogent Private Wealth's sole discretion.