Cadence Planning, LLC offers comprehensive ongoing financial planning, investment management, and tax preparation services for individuals and families. The firm approaches investing with a passive strategy, primarily recommending no-load mutual funds, exchange-traded funds, and individual bonds. In addition to financial planning, Cadence Planning provides discretionary investment management, sometimes utilizing third-party asset managers, and offers personal tax preparation through an affiliated entity, Lincoln Tax Professionals, LLC. The firm operates as a fee-only registered investment advisor, meaning they do not sell commission-based products or accept finder's fees.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 0.28% |
The investment management fee is 0.275% annually, charged in addition to the total financial planning engagement fee. Clients pay either Cadence Planning's direct fee or a third-party asset manager fee, but not both.