Capital and Planning helps clients build, manage, and protect their wealth. They offer investment management services, managing accounts with and without the authority to make trades. They primarily invest in cash, CDs, stocks, bonds, exchange-traded funds, and mutual funds. Capital and Planning also provides financial planning services, creating written plans covering investment, retirement, insurance, tax, and education planning. Clients can also use the eMoney Advisor platform for comprehensive reporting.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.20% |
| $1.0M - $2.0M | 1.00% |
| $2.0M - $3.0M | 0.80% |
| $3M+ | 0.60% |
The annual fee is negotiable based upon certain criteria (e.g., historical relationship, type of assets, anticipated future earning capacity, anticipated future additional assets, dollar amounts of assets to be managed, related accounts, account composition, negotiations with Clients, etc.).