Capital and Planning, LLC is a registered investment advisor founded in 2022 and located in Jonesboro, Georgia. The firm helps clients build, manage, and preserve their wealth through personalized investment management and financial planning services. Capital and Planning works on both a discretionary and non-discretionary basis, meaning advisors can make trades on your behalf or consult you before taking action, depending on your preference. Portfolios are customized based on each client's individual goals, risk tolerance, and time horizon, utilizing a mix of cash, certificates of deposit, stocks, bonds, exchange-traded funds, mutual funds, and occasionally alternative investments like real estate funds. In addition to managing portfolios, Capital and Planning offers comprehensive financial planning covering topics such as retirement, taxes, insurance, and education funding. The firm also provides clients with access to an online reporting platform to track all of their financial assets, including those managed elsewhere. Capital and Planning serves individuals, high-net-worth clients, small businesses, trusts, estates, and charities.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.20% |
| $1.0M - $2.0M | 1.00% |
| $2.0M - $3.0M | 0.80% |
| $3M+ | 0.60% |
Fees are negotiable based on factors such as historical relationships, asset types, and account size. Employee and family accounts receive reduced fees.