Garza Financial Planning

Garza Financial Planning offers personalized investment management and financial planning services to individuals and high-net-worth clients. Garza Financial Planning builds custom portfolios based on each client's specific goals, risk tolerance, and tax situation, using a mix of fundamental and tactical analysis, modern portfolio theory, and both active and passive investment strategies. In addition to managing investments, Garza Financial Planning provides comprehensive financial planning covering areas such as retirement planning, tax strategies, estate planning, cash flow and debt management, employee benefits optimization, college savings, and risk management. Clients can choose ongoing comprehensive planning, project-based planning, or hourly consulting. Garza Financial Planning acts in the best interest of clients and operates as a fee-only firm that does not sell insurance products or receive commissions from product sales.