Karstens Wealth is an independent financial advisor offering money management by combining financial planning, investment portfolio management, risk management, and other financial services. They provide personalized services including asset allocation, cash flow planning, education funding, estate planning, investment portfolio review, investment management, risk planning, retirement planning, social security, stock option planning, and tax planning. Wealth management relationships typically begin after a financial planning engagement.
Fee Structure
Karstens Wealth offers wealth management services that include portfolio management and financial planning for a flat annual fee or a percentage-based fee. The percentage-based fee may range from 0.25% to 1.75% of the client’s total portfolio value, depending on the services offered. Clients can also subscribe to a financial planning software with advisor access for a monthly fee of $50-$2000.