Kooman & Associates manages investment portfolios and provides personalized financial planning and consulting services for individuals, families, trusts, estates, and retirement plans. The firm builds customized portfolios primarily using individual stocks, bonds, mutual funds, and exchange-traded funds, and provides ongoing monitoring of account performance and asset allocation. Kooman & Associates also assists clients with held-away accounts like retirement plans through third-party platforms and can coordinate with independent managers when appropriate. Financial planning and consulting services cover retirement planning, estate planning, and insurance analysis. The firm operates on a fee basis and does not sell commission-based financial products or securities.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.25% |
| $500K - $1.0M | 1.00% |
| $1.0M - $2.0M | 0.95% |
| $2.0M - $3.0M | 0.90% |
| $3.0M - $4.0M | 0.85% |
| $4.0M - $5.0M | 0.80% |
| $5.0M - $10.0M | 0.75% |
| $10.0M - $15.0M | 0.65% |
| $15.0M - $20.0M | 0.60% |
| $20M+ | 0.50% |
Fees are prorated and paid quarterly in advance. Additional consulting fees may apply for accounts under $500,000.