Cottonwood Capital Advisors provides comprehensive financial planning, asset management, and retirement plan consulting services. Operating as a registered investment advisor, the firm offers customized portfolios through its PPS Custom program and model portfolios through its PPS Select wrap fee program. Clients receive personalized guidance on retirement income, tax planning, estate planning, and investment strategies. Cottonwood Capital Advisors works with individuals, high-net-worth clients, business owners, and retirement plan sponsors, helping them navigate complex financial decisions while coordinating with outside professionals such as CPAs and attorneys. The firm manages assets on a discretionary basis, tailoring strategies to individual risk tolerances and long-term financial goals.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.50% |
| $250K - $500K | 1.30% |
| $500K - $1.0M | 1.10% |
| $1.0M - $1.5M | 0.90% |
| $1.5M - $3.0M | 0.70% |
| $3.0M - $5.0M | 0.50% |
| $5.0M - $7.0M | 0.30% |
| $7.0M - $10.0M | 0.20% |
| $10M+ | 0.10% |
Schedule reflects the PPS Custom program. All advisory program fees are negotiable. Commonwealth may charge a minimum annual program fee of $600 for certain accounts.