Planful Finance LLC provides discretionary portfolio management and financial planning services tailored to individual client needs. They offer three service tiers: Planful Start (financial planning only), Planful Investor (portfolio management and limited financial planning), and Planful Partner (portfolio management and comprehensive financial planning). Planful Finance primarily advises on ETFs, mutual funds, and REITs.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.0M | 0.80% |
| $2.0M - $5.0M | 0.60% |
| $5.0M - $10.0M | 0.40% |
| $10M+ | 0.20% |
Schedule applies to Planful Partner accounts custodied at Charles Schwab. Planful Investor accounts custodied at Betterment are charged a flat 0.5% annually. Planful Start includes financial planning services to be charged at the fixed and hourly fees described below. Planful Start fees are waived for Planful Partner clients with assets under management greater than $1,000,000.
