Daybreak Wealth, LLC is a registered investment advisor founded in March 2022 and owned by Lauren Hunt. The firm offers comprehensive wealth management and one-time financial planning services, specializing in long-term planning, portfolio construction, asset allocation, and rebalancing using low-cost mutual funds, exchange-traded funds, and individual fixed-income securities. Daybreak Wealth's investment strategy is grounded in Modern Portfolio Theory, the Efficient Market Hypothesis, and the Fama-French Three-Factor Model, focusing on passive investing, diversification, cost efficiency, and tax awareness. In addition to investment management, the firm provides guidance on retirement planning, college savings, insurance needs, estate planning, and tax projection. Daybreak Wealth serves individuals, high net worth individuals, estates, and trusts, operating primarily on a discretionary basis while tailoring portfolios to each client's specific risk tolerance and goals. The firm does not participate in wrap fee programs and does not receive third-party compensation or soft-dollar benefits.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.5M | 1.80% |
| $1.5M - $5.0M | 1.07% |
| $5.0M - $8.0M | 0.72% |
| $8M+ | 0.50% |
Daybreak Wealth charges an annual flat fee determined by asset tiers and complexity rather than a strict percentage schedule, but total fees will not exceed 2.0% of assets under management. Percentages shown are approximate averages calculated from the midpoint of each tier.