Retirement Roots Wealth Management provides financial planning services, including retirement strategy, risk management, investment planning, tax reduction, and estate preservation. When appropriate, Retirement Roots refers clients to third-party money managers (TPMs) like Gradient Investments, LLC, monitoring their performance to ensure alignment with client goals. Retirement Roots acts as a liaison between clients and TPMs, receiving a portion of the advisory fees charged by the TPM.
Fee Structure
Retirement Roots Wealth Management refers clients to third-party money managers, such as Gradient Investments, LLC. The fees for these services are a percentage of the assets managed and are negotiable. For example, the Strategic Portfolio has an annual fee of 1.80%, the Tactical Portfolio has an annual fee of 1.70%, the Allocation & Defined Outcome Portfolios has an annual fee of 1.60%, the Preservation Portfolios has an annual fee of 1.00%, and the Private Wealth Portfolios has an annual fee of 1.50%. Retirement Roots receives a portion of these fees from the third-party money manager. There is also a Client Directed Account option with a flat annual fee of $300.