Embolden Financial Planning offers project-based financial planning services to individuals and high-net-worth clients. Founded in 2022 and based in Seattle, Washington, the firm operates as a fee-only advisory practice led by sole owner and Certified Financial Planner Tim Melia. Embolden Financial Planning does not manage investment portfolios directly or exercise trading authority over client accounts. Instead, the firm provides guidance on a wide range of financial topics, including retirement planning, cash flow and debt management, tax planning strategies, estate planning, employee benefits, insurance analysis, college savings, and business planning. Advice is delivered through customized written plans addressing specific client questions or goals. The firm emphasizes a passive investment strategy utilizing index mutual funds and exchange-traded funds when making recommendations, and can incorporate socially responsible investing preferences upon request. Clients retain full implementation responsibility and execute trades independently through their chosen custodians.
Fee Structure
- Project-based financial planning — $400 per hour, billed in 15-minute increments, covering customized topics such as retirement planning, cash flow, tax strategies, estate planning, investments, and insurance.
