All Star Financial manages investment portfolios and provides personalized financial planning, tax preparation, and consulting services for individuals, retirement plans, trusts, and businesses. The firm builds globally diversified portfolios using Modern Portfolio Theory and a core-and-satellite strategy, focusing on asset allocation rather than trying to time the market or pick winning stocks. All Star Financial operates on a fee-based model, meaning it does not sell commissioned products like insurance or mutual fund shares. In addition to investment management, the team advises clients on cash flow management, retirement strategies, tax planning, insurance reviews, education funding, and estate planning.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.40% |
| $500K - $1.0M | 1.30% |
| $1.0M - $2.0M | 1.20% |
| $2.0M - $3.0M | 1.10% |
| $3.0M - $4.0M | 1.00% |
| $4.0M - $5.0M | 0.90% |
| $5.0M - $10.0M | 0.80% |
| $10M+ | 0.80% |
Fees are negotiable for accounts over $10 million. There is an annual household minimum fee of $5,000 or 3% of assets, whichever is less.