The Other 90 Financial, LLC (TO90) offers both investment management and financial planning services. For investment management, TO90 creates and manages a portfolio based on a client's individual needs, goals, and risk tolerance. Financial planning services cover areas like retirement, insurance, college savings, and estate planning. TO90 also provides ongoing advice and supervision on accounts that the client chooses to have monitored but cannot be transferred to one of TO90's recommended custodians. TO90 is a fee-only firm, meaning it only receives compensation from clients for its services.
Fee Structure
TO90 offers combined investment management and financial planning services for a flat annual fee ranging from $3,600 to $9,500, paid in advance. The fee can be paid semi-annually, quarterly, or monthly, as agreed upon. The fee may be negotiable. For clients with a prior relationship at a previous registered investment advisory firm, a fee equivalent to their previous fee and based on a percentage of assets under management will be charged.