Just Wealth is a registered investment advisor founded in 2017 and based in Pittsfield, Massachusetts. The firm specializes in socially responsible and sustainable portfolio management, helping clients align their investments with their personal values. Just Wealth provides continuous investment management using a passive investing approach grounded in Modern Portfolio Theory, utilizing mutual funds, exchange-traded funds, individual stocks, and fixed income products. Comprehensive financial planning—covering retirement, cash flow, debt management, college savings, estate planning, insurance, and tax strategies—is included at no additional cost for investment management clients. In addition to ongoing portfolio management, Just Wealth offers standalone financial planning on an hourly basis. The firm is led by founder and principal owner Phuong Luong, a Certified Financial Planner, and serves clients across various income levels with no minimum account size requirement.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.20% |
Fees are charged quarterly in arrears at an annual rate of 1.20%. Subject to a minimum annual fee of $7,000 for individuals and $10,000 for couples. Fees are negotiable.