FEFA Financial manages investment portfolios tailored to each client's goals, time horizon, and risk tolerance. The firm uses a wrap fee structure, meaning management fees and transaction costs are bundled together. In addition to portfolio management, FEFA Financial offers retirement plan advisory services for employers and estate planning assistance. Representatives of FEFA Financial are also licensed insurance agents through an affiliated agency, allowing them to offer insurance and annuity products. The firm primarily recommends exchange-traded funds and individual stocks, utilizing cyclical analysis, fundamental analysis, modern portfolio theory, and quantitative analysis. FEFA Financial requires clients to use Charles Schwab & Co. as the custodian for investment accounts.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.25% |
| $250K - $1.3M | 1.00% |
| $1.3M - $2.3M | 0.75% |
| $2.3M+ | 0.50% |
Fees are generally negotiable. Retirement plan advisory services charge up to 0.50% of plan assets.