Percheron Consulting is an independent financial planning and advisory firm founded in 2023 and operated by Certified Financial Planner Randall Loemker in Prescott, Arizona. Percheron Consulting works primarily with individual clients to offer comprehensive financial guidance, including retirement planning, tax strategies, estate planning advice, Social Security optimization, insurance analysis, Medicare enrollment assistance, and annuity evaluations. Percheron Consulting does not manage investment portfolios directly or trade on behalf of clients. Instead, Percheron Consulting helps clients design balanced, diversified portfolios and implement them within their own accounts. For clients who prefer a professional to manage their investments directly, Percheron Consulting can refer them to an outside registered investment advisor, Truepath Financial Planning. Percheron Consulting operates strictly on a fee basis, charging by the hour or through annual subscription agreements, and accepts no commissions or sales-based compensation.
Fee Structure
Percheron Consulting offers annual subscription services for ongoing financial planning and guidance. Key features include:
- A defined set of services outlined in a written agreement and tailored to your specific needs
- Regular meetings to review your financial plan, portfolio performance, and progress toward your goals
- Assistance with portfolio rebalancing and updating your plan as your personal circumstances or economic conditions change
Subscription fees are mutually agreed upon based on the scope of services provided and are billed quarterly.
- Hourly consulting — $150 to $250 per hour depending on the complexity of the consultation, covering topics such as retirement planning, education funding, budgeting, goal setting, estate planning, asset allocation reviews, and insurance analysis
- Annual subscription planning — Fixed annual fee based on a customized set of services mutually agreed upon with the planner