netWorth Literacy (nWCapital) offers ongoing portfolio management services based on individual client goals, objectives, time horizon, and risk tolerance. nWCapital creates an Investment Policy Statement for each client. Financial plans cover investment planning, life insurance, tax concerns, retirement planning, college planning, and debt/credit planning. nWCapital generally limits its investment advice to mutual funds, fixed income securities, real estate funds, equities, ETFs, treasury inflation protected/inflation linked bonds, commodities, non-U.S. securities, venture capital funds, cryptocurrency, derivatives, and private placements.
Fee Structure
netWorth Literacy (nWCapital) offers two types of portfolio management services with different fee structures:
- Passive Investment Portfolio: For clients where nWCapital actively monitors and rebalances the account as needed but is not placing trades, the annual fee is 1.50% of the value of your portfolio.
- Actively Traded Portfolios: For clients with actively traded portfolios, the annual fee is 2.00% of the value of your portfolio, plus a 20.00% performance fee based on capital appreciation. This means if your portfolio rises in value, you'll pay 20% of that increase, but if it drops, you won't pay a new performance fee until it reaches the previous high value.