Frank Bonanni is a fee-only financial planning firm based in San Leandro, California, founded by Frank Bonanni in 2019. The firm specializes in personal financial planning, helping clients navigate cash flow analysis, debt management, budgeting, retirement projections, tax planning, insurance planning, and estate planning through a collaborative 12-month engagement process. Frank Bonanni does not manage investment portfolios, buy or sell securities on behalf of clients, or recommend specific custodians, focusing entirely on comprehensive financial advice and consulting. In addition to individual planning services, Frank Bonanni offers consulting to other registered investment advisors and modular hourly advice for clients with specific financial questions.
Fee Structure
Following the initial 12-month planning period, Frank Bonanni offers ongoing planning services for $3,000 per year. This ongoing service includes formal reviews at the 6-month and 12-month marks and up to 15 hours of professional guidance.
- Comprehensive financial plan — $3,500 to $7,500 for up to 25 hours of professional time over 12 months, covering cash flow, retirement, tax strategies, and estate planning
- Hourly consulting — $400 per hour for modular advice, project work, or time exceeding the comprehensive plan limit
- Professional consulting for other advisors — $400 per hour for project work with other registered investment advisors