Nectarine Financial offers consultative financial planning services through a network of advisors. Clients can choose from three main service types: one-hour sessions for specific questions, an eight-week engagement for a comprehensive financial plan, or ongoing financial planning over time. The advisory topics cover cash flow and budgeting, goal setting, investment guidance, retirement planning, insurance needs, debt reduction, estate planning, and employer benefits. Nectarine Financial does not manage client portfolios or have trading authority over investments. The firm also provides a software-based personal finance application for tracking accounts and spending.
Fee Structure
Nectarine Financial offers ongoing financial planning services billed quarterly in advance, with fees typically ranging from $100 to $3,000 per quarter. This service includes collaborative ongoing advice on cash flow, goals, investments, retirement, insurance, debt, estate planning, employer benefits, and email access throughout the year.
- One-hour financial planning session — generally less than $500, designed for specific financial planning topics with a recap email and action items.
- Comprehensive financial plan (The Plan Services) — generally less than $10,000 for an eight-week engagement that includes three meetings, document review, expert analysis, implementation help, and custom planning.
