Apforia LTD is a registered investment advisor that operates through independent advisors and small firms across the United States. Apforia offers investment management, comprehensive financial planning, project-based planning, and hourly consultations. Advisors build personalized portfolios tailored to each client's goals and risk tolerance, primarily utilizing mutual funds, exchange-traded funds, individual stocks, and fixed income instruments. Apforia operates as a fee-only firm, meaning they are legally required to act in your best interest and do not accept commissions or outside payments for product sales. Clients can choose between discretionary portfolio management, where advisors make trades without asking first, or non-discretionary arrangements requiring approval for each trade. Apforia works with individuals, high net worth individuals, and businesses, offering specialized services through various independent representative offices.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 2.00% |
Annual advisory fee ranges from 0.25% to 2.00% based on the market value of assets under management. Fees are not negotiable, but individual advisors reserve the right to discount posted fees on a case-by-case basis.
