HRC Financial manages investment portfolios and creates comprehensive financial plans for individuals, families, and business owners. HRC Financial primarily recommends and refers clients to unaffiliated money managers while providing ongoing oversight and strategic asset allocation to reduce risk and increase performance. In addition to investment management, HRC Financial offers comprehensive financial planning covering retirement goals, tax optimization, cash flow budgeting, estate planning, and asset protection. HRC Financial also works with business owners on tax efficiency planning, forecasting, pricing analysis, and business formation. HRC Financial operates as a registered investment advisor based in Houston, Texas, and is led by founder and President Hector R. Castellanos.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.75% |
| $100K - $250K | 1.50% |
| $250K - $500K | 1.25% |
| $500K - $2.0M | 1.00% |
| $2M+ | 0.75% |
Fees may be negotiated at the sole discretion of the firm.