Curtain Wealth Planning is a registered investment advisor based in Austin, Texas, founded by Stephen K. Lay. The firm focuses exclusively on financial planning and does not manage client portfolios or take custody of funds. Curtain Wealth Planning offers two primary services: hourly financial planning and comprehensive ongoing financial planning. The firm helps clients navigate cash flow and debt management, college savings, employee benefits, estate planning strategies, insurance reviews, investment analysis using passive strategies and Modern Portfolio Theory, retirement planning, risk management, and tax planning strategies. Curtain Wealth Planning acts as a fiduciary, legally required to act in your best interest, and adheres to the Certified Financial Planner code of ethics.
Fee Structure
Curtain Wealth Planning charges an annual fixed fee of $8,000 for comprehensive financial planning, paid monthly or quarterly. This service includes continuous access to a planner, ongoing monitoring of your financial plan, regular check-ins, and a full annual review to update and ensure the plan remains appropriate.
- Hourly financial planning — $375 per hour for specific projects, consultations, or meetings with your accountant or attorney
- Comprehensive financial plan termination rate — $350 per hour for hours worked if an ongoing plan is terminated early