Unburdened Financial Planning offers three service tiers: The Essentials Plan (ongoing financial planning), The Strategic Plan (financial planning and investment management), and the Legacy Plan (financial planning, investment management, and tax prep/estate planning). UFP develops personalized investment plans based on client goals and risk tolerance, primarily using stocks, bonds, mutual funds, and ETFs. UFP may recommend third-party investment managers. Financial planning covers areas like cash flow, debt management, college savings, retirement, and tax strategies.
Fee Structure
Investment management is offered to Strategic and Legacy Plan clients, and to non-profit organizations as a standalone service. There is no direct fee charged for investment management, as it is included in the monthly fee for the Strategic and Legacy plans. If UFP utilizes an outside manager, the client will pay the outside manager's fee, but the combined fee will not exceed 2% of assets under management.